Deposit insurance is an integral part of Ontario’s economic system, contributing to the overall financial stability of our province. In the unlikely event that a credit union you belong to goes out of business, FSRA deposit insurance protects your savings.

Protection for Ontario depositors 

In Ontario, the moment you become a credit union member and make a deposit, your insurable deposits are protected. Non-registered insurable deposits held at an Ontario credit union in Canadian funds, payable in Canada, have a maximum coverage amount of $250,000, while deposits in registered accounts have unlimited coverage. Use our site to find a credit union and familiarize yourself with how FSRA works to protect you.

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Note: we are currently transferring content from the Financial Services Commission of Ontario (FSCO) and Deposit Insurance Corporation of Ontario (DICO) websites to this website. If you are unable to find what you are looking for please visit the FSCO website and DICO website.