FSRA's deposit insurance program does not cover:

  • Investments in mutual funds, stocks, shares, mortgages, subordinated debt, etc. 
  • Membership shares 
  • Patronage, investment or preferred shares issued by a credit union 
  • Foreign currency deposits 
  • Contents of safety deposit boxes 
  • Securities held for safekeeping 
  • Bonds and debentures issued by governments and corporations
  • Treasury bills